Scared

I've got the financial advisor coming to see me in about an hour and a half and I'm really nervous. Here I was thinking that I was being sensible and finding solutions to help me out of my depression, but what if he can't provide a solution? What if he looks at our finances and says absolutely no way can we possibly find the money? That means that we have explored every avenue and we definitely won't be able to have IVF. That's hardly going to make me feel any better is it?